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Business Altitude Power vs Discover it® Cash Back

Business Altitude Power

Business Altitude Power

$195/yr
6.0/10
VS
Discover it® Cash Back

Discover it® Cash Back

$0/yr
7.0/10
Quick Answer

Business Altitude Power charges $195/yr with 1X base rewards. Discover it® Cash Back charges no annual fee with 1X base rewards. Discover it® Cash Back offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Business Altitude Power →
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Category
Business Altitude Power
Discover it® Cash Back
Annual Fee
$195
$0 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
Unlimited Cashback Match
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Cashback

Winner by Category

Annual Fees

Discover it® Cash Back
Lower annual fee ($195 vs $0)

Rewards Earning

Discover it® Cash Back
2 earning categories

Benefits & Protection

Discover it® Cash Back
8 benefits vs 0

Statement Credits

Business Altitude Power
$100 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Discover it® Cash Back wins for most people

The $195 fee difference is hard to justify unless you maximize premium benefits.

Apply for Discover it® Cash Back
PREMIUM PICK

Business Altitude Power wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Business Altitude Power

Rewards Earning: Detailed Comparison

Business Altitude Power

Everything2.0X

Discover it® Cash Back

Rotating 5% Categories5.0X (up to $1,500)
Everything Else1.0X

Card Benefits: Detailed Comparison

Business Altitude Power (0 benefits)

No benefits data available

Discover it® Cash Back (8 benefits)

  • Rental Car Collision Damage Waiver
  • Purchase Protection (up to $500)
  • Extended Product Warranty
  • Extended Warranty Protection
  • Return Protection (up to $500)
  • $0 Fraud Liability Guarantee
  • Free FICO® Credit Score
  • Freeze It® Card Lock
Read Business Altitude Power Review →Read Discover it® Cash Back Review →