Business Altitude Power vs Discover it® Cash Back

Business Altitude Power
$195/yr
6.0/10
VS

Discover it® Cash Back
$0/yr
7.0/10
Quick Answer
Business Altitude Power charges $195/yr with 1X base rewards. Discover it® Cash Back charges no annual fee with 1X base rewards. Discover it® Cash Back offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Discover it® Cash Back
Lower annual fee ($195 vs $0)
Rewards Earning
Discover it® Cash Back
2 earning categories
Benefits & Protection
Discover it® Cash Back
8 benefits vs 0
Statement Credits
Business Altitude Power
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Discover it® Cash Back wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for Discover it® Cash BackPREMIUM PICK
Business Altitude Power wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business Altitude PowerRewards Earning: Detailed Comparison
Business Altitude Power
| Everything | 2.0X |
Discover it® Cash Back
| Rotating 5% Categories | 5.0X (up to $1,500) |
| Everything Else | 1.0X |
Card Benefits: Detailed Comparison
Business Altitude Power (0 benefits)
No benefits data available
Discover it® Cash Back (8 benefits)
- Rental Car Collision Damage Waiver
- Purchase Protection (up to $500)
- Extended Product Warranty
- Extended Warranty Protection
- Return Protection (up to $500)
- $0 Fraud Liability Guarantee
- Free FICO® Credit Score
- Freeze It® Card Lock