Business Gold vs Ink Business Premier
Business Gold
$375/yr
7.5/10
VS
Ink Business Premier
$195/yr
6.0/10
Quick Answer
Business Gold charges $375/yr with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. Ink Business Premier offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Ink Business Premier
Lower annual fee ($375 vs $195)
Rewards Earning
Ink Business Premier
3 earning categories
Benefits & Protection
Business Gold
5 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Business Gold
Transferable points to airline/hotel partners
OUR PICK
Ink Business Premier wins for most people
The $180 fee difference is hard to justify unless you maximize premium benefits.
Apply for Ink Business PremierPREMIUM PICK
Business Gold wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business GoldRewards Earning: Detailed Comparison
Business Gold
| Top 2 eligible categories | 4.0X (up to $150,000) |
| Everything else | 1.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |
Card Benefits: Detailed Comparison
Business Gold (5 benefits)
- Baggage Insurance Plan (up to $3,000)
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $10,000)
- Extended Warranty
- Return Protection (up to $300)
Ink Business Premier (0 benefits)
No benefits data available