Business Leverage vs Xbox
Business Leverage
$95/yr
6.5/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Business Leverage charges $95/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Xbox
Lower annual fee ($95 vs $0)
Rewards Earning
Xbox
3 earning categories
Benefits & Protection
Business Leverage
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Xbox wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
Business Leverage wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business LeverageRewards Earning: Detailed Comparison
Business Leverage
| Top choice category monthly (auto) | 5.0X (up to $50,000) |
| Everything else | 1.5X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |