Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure

Capital One Platinum Secured vs Cash+

Capital One Platinum Secured

Capital One Platinum Secured

$0/yr
6.5/10
VS
Cash+

Cash+

$0/yr
7.0/10
Quick Answer

Capital One Platinum Secured charges no annual fee with 1X base rewards. Cash+ charges no annual fee with 1X base rewards. Capital One Platinum Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Cash+ →
PointsPick may earn a commission. Disclosure
Category
Capital One Platinum Secured
Cash+
Annual Fee
$0
$0
Base Earning Rate
0.0X
1.0X ✓
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Cashback

Winner by Category

Annual Fees

Capital One Platinum Secured
Lower annual fee ($0 vs $0)

Rewards Earning

Cash+
1 earning categories

Benefits & Protection

Capital One Platinum Secured
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Cash+ edges ahead

Better rewards and benefits at the same fee level.

Apply for Cash+
PREMIUM PICK

Capital One Platinum Secured is a strong alternative

Competitive features make it worth considering.

Apply for Capital One Platinum Secured

Rewards Earning: Detailed Comparison

Capital One Platinum Secured

No bonus categories data available

Cash+

Everything (1% when you buy + 1% when you pay)2.0X
Read Capital One Platinum Secured Review →Read Cash+ Review →