Cardless Qatar Infinite vs United Club Business

Cardless Qatar Infinite
$499/yr
6.0/10
VS

United Club Business
$695/yr
5.5/10
Quick Answer
Cardless Qatar Infinite charges $499/yr with 1X base rewards. United Club Business charges $695/yr with 1X base rewards. Cardless Qatar Infinite offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Cardless Qatar Infinite →
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Winner by Category
Annual Fees
Cardless Qatar Infinite
Lower annual fee ($499 vs $695)
Rewards Earning
Cardless Qatar Infinite
3 earning categories
Benefits & Protection
Cardless Qatar Infinite
0 benefits vs 0
Statement Credits
United Club Business
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Cardless Qatar Infinite wins for most people
The $196 fee difference is hard to justify unless you maximize premium benefits.
Apply for Cardless Qatar InfinitePREMIUM PICK
United Club Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United Club BusinessRewards Earning: Detailed Comparison
Cardless Qatar Infinite
| Qatar Airways purchases | 5.0X |
| Dining & hotels | 3.0X |
| Everything else | 1.0X |
United Club Business
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |