Choice Privileges Select vs Xbox
Choice Privileges Select
$95/yr
6.5/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Choice Privileges Select charges $95/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Choice Privileges Select →
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Winner by Category
Annual Fees
Xbox
Lower annual fee ($95 vs $0)
Rewards Earning
Choice Privileges Select
3 earning categories
Benefits & Protection
Choice Privileges Select
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Xbox wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
Choice Privileges Select wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Choice Privileges SelectRewards Earning: Detailed Comparison
Choice Privileges Select
| Choice Hotels properties | 10.0X |
| Gas stations & grocery stores | 5.0X |
| Everything else | 2.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |