Custom Cash vs Ink Business Premier
Custom Cash
$0/yr
7.5/10
VS
Ink Business Premier
$195/yr
6.0/10
Quick Answer
Custom Cash charges no annual fee with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. Custom Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Custom Cash
Lower annual fee ($0 vs $195)
Rewards Earning
Ink Business Premier
3 earning categories
Benefits & Protection
Custom Cash
5 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Custom Cash wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for Custom CashPREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
Custom Cash
| Top eligible category each billing cycle | 5.0X (up to $500) |
| Everything else | 1.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |
Card Benefits: Detailed Comparison
Custom Cash (5 benefits)
- Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
- Extended Warranty
Ink Business Premier (0 benefits)
No benefits data available