Delta SkyMiles Blue vs Delta SkyMiles Reserve
Delta SkyMiles Blue
$0/yr
7.0/10
VS
Delta SkyMiles Reserve
$650/yr
5.5/10
Quick Answer
Delta SkyMiles Blue charges no annual fee with 1X base rewards. Delta SkyMiles Reserve charges $650/yr with 1X base rewards. Delta SkyMiles Blue offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Delta SkyMiles Blue
Lower annual fee ($0 vs $650)
Rewards Earning
Delta SkyMiles Blue
3 earning categories
Benefits & Protection
Delta SkyMiles Blue
0 benefits vs 0
Statement Credits
Delta SkyMiles Reserve
$360 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Delta SkyMiles Blue wins for most people
The $650 fee difference is hard to justify unless you maximize premium benefits.
Apply for Delta SkyMiles BluePREMIUM PICK
Delta SkyMiles Reserve wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Delta SkyMiles ReserveRewards Earning: Detailed Comparison
Delta SkyMiles Blue
| Delta purchases | 2.0X |
| Dining (including takeout & delivery) | 2.0X |
| Everything else | 1.0X |
Delta SkyMiles Reserve
| Delta purchases | 3.0X |
| Everything else | 1.0X |
| 15% off award travel | 1.5X |