Delta SkyMiles Gold Business vs Wyndham Rewards Earner
Delta SkyMiles Gold Business
$150/yr
6.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Delta SkyMiles Gold Business charges $150/yr with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Wyndham Rewards Earner offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner
Lower annual fee ($150 vs $0)
Rewards Earning
Delta SkyMiles Gold Business
5 earning categories
Benefits & Protection
Delta SkyMiles Gold Business
0 benefits vs 0
Statement Credits
Delta SkyMiles Gold Business
$200 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner wins for most people
The $150 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards EarnerPREMIUM PICK
Delta SkyMiles Gold Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Delta SkyMiles Gold BusinessRewards Earning: Detailed Comparison
Delta SkyMiles Gold Business
| Delta purchases | 2.0X |
| US restaurants | 2.0X |
| US supermarkets | 2.0X |
| US shipping providers | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |
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