Delta SkyMiles Gold vs Wyndham Rewards Earner
Delta SkyMiles Gold
$150/yr
6.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Delta SkyMiles Gold charges $150/yr with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Wyndham Rewards Earner offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner
Lower annual fee ($150 vs $0)
Rewards Earning
Delta SkyMiles Gold
4 earning categories
Benefits & Protection
Delta SkyMiles Gold
0 benefits vs 0
Statement Credits
Delta SkyMiles Gold
$200 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner wins for most people
The $150 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards EarnerPREMIUM PICK
Delta SkyMiles Gold wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Delta SkyMiles GoldRewards Earning: Detailed Comparison
Delta SkyMiles Gold
| Delta purchases | 2.0X |
| US supermarkets | 2.0X |
| Dining worldwide | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |