Delta SkyMiles Platinum Business vs Platinum (Schwab)

Delta SkyMiles Platinum Business
$350/yr
6.0/10
VS

Platinum (Schwab)
$895/yr
5.5/10
Quick Answer
Delta SkyMiles Platinum Business charges $350/yr with 1X base rewards. Platinum (Schwab) charges $895/yr with 1X base rewards. Delta SkyMiles Platinum Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Delta SkyMiles Platinum Business →
PointsPick may earn a commission. Disclosure
Apply for Platinum (Schwab) →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Delta SkyMiles Platinum Business
Lower annual fee ($350 vs $895)
Rewards Earning
Platinum (Schwab)
3 earning categories
Benefits & Protection
Delta SkyMiles Platinum Business
0 benefits vs 0
Statement Credits
Platinum (Schwab)
$1439 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Delta SkyMiles Platinum Business wins for most people
The $545 fee difference is hard to justify unless you maximize premium benefits.
Apply for Delta SkyMiles Platinum BusinessPREMIUM PICK
Platinum (Schwab) wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Platinum (Schwab)Rewards Earning: Detailed Comparison
Delta SkyMiles Platinum Business
| Delta purchases | 3.0X |
| Everything else | 1.5X |
Platinum (Schwab)
| Flights (Amex Travel) | 5.0X |
| Hotels (Amex Travel) | 5.0X |
| Everything else | 1.0X |
Related Comparisons
Other Comparisons with Delta SkyMiles Platinum Business
Delta SkyMiles Platinum Business vs AAA Daily Advantage
Delta SkyMiles Platinum Business vs AAA Travel Advantage
Delta SkyMiles Platinum Business vs AAdvantage Aviator Red World Elite
Delta SkyMiles Platinum Business vs AAdvantage Aviator World Elite Business
Delta SkyMiles Platinum Business vs AAdvantage Business World Elite