Double Cash vs Wyndham Rewards Earner Business
Double Cash
$0/yr
7.0/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Double Cash charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Double Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Double Cash
Lower annual fee ($0 vs $95)
Rewards Earning
Wyndham Rewards Earner Business
3 earning categories
Benefits & Protection
Double Cash
4 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Double Cash wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for Double CashPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
Double Cash
| Everything (1% when you buy + 1% when you pay) | 2.0X |
| Hotels, car rentals, attractions (Citi Travel) | 5.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Double Cash (4 benefits)
- Worldwide Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
Wyndham Rewards Earner Business (0 benefits)
No benefits data available