FlexPerks Gold vs Lufthansa Miles & More
FlexPerks Gold
$85/yr
6.5/10
VS
Lufthansa Miles & More
$89/yr
6.5/10
Quick Answer
FlexPerks Gold charges $85/yr with 1X base rewards. Lufthansa Miles & More charges $89/yr with 1X base rewards. FlexPerks Gold offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
FlexPerks Gold
Lower annual fee ($85 vs $89)
Rewards Earning
FlexPerks Gold
2 earning categories
Benefits & Protection
FlexPerks Gold
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
FlexPerks Gold wins for most people
The $4 fee difference is hard to justify unless you maximize premium benefits.
Apply for FlexPerks GoldPREMIUM PICK
Lufthansa Miles & More wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Lufthansa Miles & MoreRewards Earning: Detailed Comparison
FlexPerks Gold
| Airlines, gas stations, grocery stores | 3.0X |
| Everything else | 2.0X |
Lufthansa Miles & More
| Lufthansa Group airlines | 2.0X |
| Everything else | 1.0X |