FlexPerks Gold vs World of Hyatt Business

FlexPerks Gold
$85/yr
6.5/10
VS

World of Hyatt Business
$199/yr
6.0/10
Quick Answer
FlexPerks Gold charges $85/yr with 1X base rewards. World of Hyatt Business charges $199/yr with 1X base rewards. FlexPerks Gold offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
FlexPerks Gold
Lower annual fee ($85 vs $199)
Rewards Earning
World of Hyatt Business
5 earning categories
Benefits & Protection
FlexPerks Gold
0 benefits vs 0
Statement Credits
World of Hyatt Business
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
FlexPerks Gold wins for most people
The $114 fee difference is hard to justify unless you maximize premium benefits.
Apply for FlexPerks GoldPREMIUM PICK
World of Hyatt Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for World of Hyatt BusinessRewards Earning: Detailed Comparison
FlexPerks Gold
| Airlines, gas stations, grocery stores | 3.0X |
| Everything else | 2.0X |
World of Hyatt Business
| Hyatt hotels (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |