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FlexPerks Gold vs Wyndham Rewards Earner Business

FlexPerks Gold

FlexPerks Gold

$85/yr
6.5/10
VS
Wyndham Rewards Earner Business

Wyndham Rewards Earner Business

$95/yr
6.5/10
Quick Answer

FlexPerks Gold charges $85/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. FlexPerks Gold offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for FlexPerks Gold →
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Category
FlexPerks Gold
Wyndham Rewards Earner Business
Annual Fee
$85 ✓
$95
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

FlexPerks Gold
Lower annual fee ($85 vs $95)

Rewards Earning

Wyndham Rewards Earner Business
3 earning categories

Benefits & Protection

FlexPerks Gold
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

FlexPerks Gold wins for most people

The $10 fee difference is hard to justify unless you maximize premium benefits.

Apply for FlexPerks Gold
PREMIUM PICK

Wyndham Rewards Earner Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Wyndham Rewards Earner Business

Rewards Earning: Detailed Comparison

FlexPerks Gold

Airlines, gas stations, grocery stores3.0X
Everything else2.0X

Wyndham Rewards Earner Business

Wyndham hotel & resorts8.0X
Gas stations & restaurants5.0X
Everything else1.0X
Read FlexPerks Gold Review →Read Wyndham Rewards Earner Business Review →