Free Spirit vs Wyndham Rewards Earner Business
Free Spirit
$79/yr
6.5/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Free Spirit charges $79/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Free Spirit offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Free Spirit
Lower annual fee ($79 vs $95)
Rewards Earning
Free Spirit
3 earning categories
Benefits & Protection
Free Spirit
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Free Spirit wins for most people
The $16 fee difference is hard to justify unless you maximize premium benefits.
Apply for Free SpiritPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
Free Spirit
| Spirit Airlines purchases | 3.0X |
| Dining & grocery | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |