Hilton Honors Business vs Signify Business Cash
Hilton Honors Business
$175/yr
6.5/10
VS
Signify Business Cash
$0/yr
8.0/10
Quick Answer
Hilton Honors Business charges $175/yr with 1X base rewards. Signify Business Cash charges no annual fee with 2X base rewards. Signify Business Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Signify Business Cash
Lower annual fee ($175 vs $0)
Rewards Earning
Hilton Honors Business
7 earning categories
Benefits & Protection
Hilton Honors Business
0 benefits vs 0
Statement Credits
Hilton Honors Business
$60 in annual credits
Flexibility
Hilton Honors Business
Transferable points to airline/hotel partners
OUR PICK
Signify Business Cash wins for most people
The $175 fee difference is hard to justify unless you maximize premium benefits.
Apply for Signify Business CashPREMIUM PICK
Hilton Honors Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Hilton Honors BusinessRewards Earning: Detailed Comparison
Hilton Honors Business
| Hilton hotels | 12.0X |
| US gas stations | 5.0X |
| US restaurants | 5.0X |
| Wireless phone services (US) | 5.0X |
| US shipping | 5.0X |
| US airlines (direct) | 5.0X |
| Everything else | 3.0X |
Signify Business Cash
| Everything | 2.0X |