Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure

Hilton Honors vs Ink Business Unlimited

Hilton Honors

Hilton Honors

$0/yr
7.5/10
VS
Ink Business Unlimited

Ink Business Unlimited

$0/yr
7.0/10
Quick Answer

Hilton Honors charges no annual fee with 1X base rewards. Ink Business Unlimited charges no annual fee with 1X base rewards. Hilton Honors offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Hilton Honors →
PointsPick may earn a commission. Disclosure
Apply for Ink Business Unlimited →
PointsPick may earn a commission. Disclosure
Category
Hilton Honors
Ink Business Unlimited
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
$750 cash back
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Hilton Honors
Lower annual fee ($0 vs $0)

Rewards Earning

Hilton Honors
5 earning categories

Benefits & Protection

Ink Business Unlimited
6 benefits vs 0

Flexibility

Hilton Honors
Transferable points to airline/hotel partners
OUR PICK

Hilton Honors edges ahead

Better rewards and benefits at the same fee level.

Apply for Hilton Honors
PREMIUM PICK

Ink Business Unlimited is a strong alternative

Competitive features make it worth considering.

Apply for Ink Business Unlimited

Rewards Earning: Detailed Comparison

Hilton Honors

Hilton hotels7.0X
US restaurants5.0X
US supermarkets5.0X
US gas stations5.0X
Everything else3.0X

Ink Business Unlimited

Everything1.5X

Card Benefits: Detailed Comparison

Hilton Honors (0 benefits)

No benefits data available

Ink Business Unlimited (6 benefits)

  • Trip Cancellation/Interruption Insurance (up to $5,000)
  • Auto Rental Collision Damage Waiver
  • Purchase Protection (up to $10,000)
  • Extended Warranty Protection (up to $10,000)
  • Cell Phone Protection (up to $1,000)
  • Travel Accident Insurance (up to $500,000)
Read Hilton Honors Review →Read Ink Business Unlimited Review →