Ink Business Premier vs United Club
Ink Business Premier
$195/yr
6.0/10
VS
United Club
$695/yr
5.5/10
Quick Answer
Ink Business Premier charges $195/yr with 1X base rewards. United Club charges $695/yr with 1X base rewards. Ink Business Premier offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Ink Business Premier
Lower annual fee ($195 vs $695)
Rewards Earning
Ink Business Premier
3 earning categories
Benefits & Protection
Ink Business Premier
0 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Ink Business Premier wins for most people
The $500 fee difference is hard to justify unless you maximize premium benefits.
Apply for Ink Business PremierPREMIUM PICK
United Club wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ClubRewards Earning: Detailed Comparison
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |