LATAM Airlines World Elite vs Wyndham Rewards Earner
LATAM Airlines World Elite
$99/yr
6.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
LATAM Airlines World Elite charges $99/yr with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Wyndham Rewards Earner offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for LATAM Airlines World Elite →
PointsPick may earn a commission. Disclosure
Apply for Wyndham Rewards Earner →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Wyndham Rewards Earner
Lower annual fee ($99 vs $0)
Rewards Earning
LATAM Airlines World Elite
3 earning categories
Benefits & Protection
LATAM Airlines World Elite
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards EarnerPREMIUM PICK
LATAM Airlines World Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for LATAM Airlines World EliteRewards Earning: Detailed Comparison
LATAM Airlines World Elite
| LATAM Airlines purchases | 5.0X |
| Dining & hotels | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |