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Marriott Bonvoy Bountiful vs Spark 2% Cash Plus

Marriott Bonvoy Bountiful

Marriott Bonvoy Bountiful

$250/yr
6.5/10
VS
Spark 2% Cash Plus

Spark 2% Cash Plus

$150/yr
6.0/10
Quick Answer

Marriott Bonvoy Bountiful charges $250/yr with 1X base rewards. Spark 2% Cash Plus charges $150/yr with 1X base rewards. Spark 2% Cash Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Marriott Bonvoy Bountiful →
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Category
Marriott Bonvoy Bountiful
Spark 2% Cash Plus
Annual Fee
$250
$150 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Cashback

Winner by Category

Annual Fees

Spark 2% Cash Plus
Lower annual fee ($250 vs $150)

Rewards Earning

Marriott Bonvoy Bountiful
4 earning categories

Benefits & Protection

Marriott Bonvoy Bountiful
0 benefits vs 0

Statement Credits

Marriott Bonvoy Bountiful
$300 in annual credits

Flexibility

Marriott Bonvoy Bountiful
Transferable points to airline/hotel partners
OUR PICK

Spark 2% Cash Plus wins for most people

The $100 fee difference is hard to justify unless you maximize premium benefits.

Apply for Spark 2% Cash Plus
PREMIUM PICK

Marriott Bonvoy Bountiful wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Marriott Bonvoy Bountiful

Rewards Earning: Detailed Comparison

Marriott Bonvoy Bountiful

Marriott Bonvoy hotels6.0X
US restaurants4.0X
US supermarkets4.0X
Everything else2.0X

Spark 2% Cash Plus

Everything2.0X
Hotels & rental cars (Capital One Travel)5.0X
Read Marriott Bonvoy Bountiful Review →Read Spark 2% Cash Plus Review →