Marriott Bonvoy Brilliant vs Strata Elite
Marriott Bonvoy Brilliant
$650/yr
6.0/10
VS
Strata Elite
$595/yr
5.5/10
Quick Answer
Marriott Bonvoy Brilliant charges $650/yr with 1X base rewards. Strata Elite charges $595/yr with 1X base rewards. Strata Elite offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Strata Elite
Lower annual fee ($650 vs $595)
Rewards Earning
Marriott Bonvoy Brilliant
4 earning categories
Benefits & Protection
Marriott Bonvoy Brilliant
0 benefits vs 0
Statement Credits
Marriott Bonvoy Brilliant
$400 in annual credits
Flexibility
Marriott Bonvoy Brilliant
Transferable points to airline/hotel partners
OUR PICK
Strata Elite wins for most people
The $55 fee difference is hard to justify unless you maximize premium benefits.
Apply for Strata ElitePREMIUM PICK
Marriott Bonvoy Brilliant wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Marriott Bonvoy BrilliantRewards Earning: Detailed Comparison
Marriott Bonvoy Brilliant
| Marriott Bonvoy hotels | 6.0X |
| US restaurants | 3.0X |
| Flights (direct) | 3.0X |
| Everything else | 2.0X |
Strata Elite
| Hotels, air travel, restaurants, supermarkets, gas | 3.0X |
| Everything else | 1.0X |