Marriott Bonvoy Brilliant vs United Club Business
Marriott Bonvoy Brilliant
$650/yr
6.0/10
VS
United Club Business
$695/yr
5.5/10
Quick Answer
Marriott Bonvoy Brilliant charges $650/yr with 1X base rewards. United Club Business charges $695/yr with 1X base rewards. Marriott Bonvoy Brilliant offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Marriott Bonvoy Brilliant
Lower annual fee ($650 vs $695)
Rewards Earning
Marriott Bonvoy Brilliant
4 earning categories
Benefits & Protection
Marriott Bonvoy Brilliant
0 benefits vs 0
Statement Credits
Marriott Bonvoy Brilliant
$400 in annual credits
Flexibility
Marriott Bonvoy Brilliant
Transferable points to airline/hotel partners
OUR PICK
Marriott Bonvoy Brilliant wins for most people
The $45 fee difference is hard to justify unless you maximize premium benefits.
Apply for Marriott Bonvoy BrilliantPREMIUM PICK
United Club Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United Club BusinessRewards Earning: Detailed Comparison
Marriott Bonvoy Brilliant
| Marriott Bonvoy hotels | 6.0X |
| US restaurants | 3.0X |
| Flights (direct) | 3.0X |
| Everything else | 2.0X |
United Club Business
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |