Platinum Plus vs Xbox
Platinum Plus
$0/yr
7.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Platinum Plus charges no annual fee with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Platinum Plus offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Platinum Plus
Lower annual fee ($0 vs $0)
Rewards Earning
Xbox
3 earning categories
Benefits & Protection
Platinum Plus
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Platinum Plus edges ahead
Better rewards and benefits at the same fee level.
Apply for Platinum PlusPREMIUM PICK
Xbox is a strong alternative
Competitive features make it worth considering.
Apply for XboxRewards Earning: Detailed Comparison
Platinum Plus
| Everything | 1.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |