Platinum Rewards vs Wyndham Rewards Earner Business
Platinum Rewards
$0/yr
7.0/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Platinum Rewards charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Platinum Rewards offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Platinum Rewards
Lower annual fee ($0 vs $95)
Rewards Earning
Platinum Rewards
3 earning categories
Benefits & Protection
Platinum Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Platinum Rewards wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for Platinum RewardsPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
Platinum Rewards
| Hotels, flights, car rentals (travel portal) | 5.0X |
| Dining & gas | 3.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |