Premium Rewards Elite vs Wyndham Rewards Earner Plus
Premium Rewards Elite
$550/yr
5.5/10
VS
Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Premium Rewards Elite charges $550/yr with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Wyndham Rewards Earner Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Premium Rewards Elite →
PointsPick may earn a commission. Disclosure
Apply for Wyndham Rewards Earner Plus →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Wyndham Rewards Earner Plus
Lower annual fee ($550 vs $75)
Rewards Earning
Wyndham Rewards Earner Plus
3 earning categories
Benefits & Protection
Premium Rewards Elite
0 benefits vs 0
Statement Credits
Premium Rewards Elite
$550 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner Plus wins for most people
The $475 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner PlusPREMIUM PICK
Premium Rewards Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Premium Rewards EliteRewards Earning: Detailed Comparison
Premium Rewards Elite
| Travel & dining | 2.0X |
| Everything else | 1.5X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |