Schwab Investor vs Wyndham Rewards Earner

Schwab Investor
$0/yr
7.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Schwab Investor charges no annual fee with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Schwab Investor offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Schwab Investor
Lower annual fee ($0 vs $0)
Rewards Earning
Wyndham Rewards Earner
3 earning categories
Benefits & Protection
Schwab Investor
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Schwab Investor edges ahead
Better rewards and benefits at the same fee level.
Apply for Schwab InvestorPREMIUM PICK
Wyndham Rewards Earner is a strong alternative
Competitive features make it worth considering.
Apply for Wyndham Rewards EarnerRewards Earning: Detailed Comparison
Schwab Investor
| Everything | 1.5X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |