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Shopper Cash Rewards vs Skypass Select

Shopper Cash Rewards

Shopper Cash Rewards

$95/yr
6.5/10
VS
Skypass Select

Skypass Select

$450/yr
6.0/10
Quick Answer

Shopper Cash Rewards charges $95/yr with 1X base rewards. Skypass Select charges $450/yr with 1X base rewards. Shopper Cash Rewards offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Shopper Cash Rewards →
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Apply for Skypass Select →
PointsPick may earn a commission. Disclosure
Category
Shopper Cash Rewards
Skypass Select
Annual Fee
$95 ✓
$450
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Points

Winner by Category

Annual Fees

Shopper Cash Rewards
Lower annual fee ($95 vs $450)

Rewards Earning

Shopper Cash Rewards
3 earning categories

Benefits & Protection

Shopper Cash Rewards
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Shopper Cash Rewards wins for most people

The $355 fee difference is hard to justify unless you maximize premium benefits.

Apply for Shopper Cash Rewards
PREMIUM PICK

Skypass Select wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Skypass Select

Rewards Earning: Detailed Comparison

Shopper Cash Rewards

Top 2 eligible retailers of your choice6.0X (up to $1,500)
Gas stations & EV charging3.0X
Everything else1.5X

Skypass Select

Korean Air purchases3.0X
Everything else1.0X
Read Shopper Cash Rewards Review →Read Skypass Select Review →