Signify Business Cash vs United Business
Signify Business Cash
$0/yr
8.0/10
VS
United Business
$150/yr
6.0/10
Quick Answer
Signify Business Cash charges no annual fee with 2X base rewards. United Business charges $150/yr with 1X base rewards. Signify Business Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Signify Business Cash
Lower annual fee ($0 vs $150)
Rewards Earning
United Business
6 earning categories
Benefits & Protection
Signify Business Cash
0 benefits vs 0
Statement Credits
United Business
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Signify Business Cash wins for most people
The $150 fee difference is hard to justify unless you maximize premium benefits.
Apply for Signify Business CashPREMIUM PICK
United Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United BusinessRewards Earning: Detailed Comparison
Signify Business Cash
| Everything | 2.0X |
United Business
| United Airlines purchases | 2.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Gas stations | 2.0X |
| Office supply stores | 2.0X |
| Everything else | 1.0X |