Southwest Performance Business vs United Club
Southwest Performance Business
$299/yr
6.0/10
VS
United Club
$695/yr
5.5/10
Quick Answer
Southwest Performance Business charges $299/yr with 1X base rewards. United Club charges $695/yr with 1X base rewards. Southwest Performance Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Southwest Performance Business →
PointsPick may earn a commission. Disclosure
Apply for United Club →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Southwest Performance Business
Lower annual fee ($299 vs $695)
Rewards Earning
Southwest Performance Business
6 earning categories
Benefits & Protection
Southwest Performance Business
0 benefits vs 0
Statement Credits
Southwest Performance Business
$720 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Southwest Performance Business wins for most people
The $396 fee difference is hard to justify unless you maximize premium benefits.
Apply for Southwest Performance BusinessPREMIUM PICK
United Club wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ClubRewards Earning: Detailed Comparison
Southwest Performance Business
| Southwest purchases | 4.0X |
| Hotel & car rental partners | 3.0X |
| Rideshare | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |
Related Comparisons
Other Comparisons with Southwest Performance Business
Southwest Performance Business vs AAA Daily Advantage
Southwest Performance Business vs AAA Travel Advantage
Southwest Performance Business vs AAdvantage Aviator Red World Elite
Southwest Performance Business vs AAdvantage Aviator World Elite Business
Southwest Performance Business vs AAdvantage Business World Elite