Southwest Performance Business vs United Club Business
Southwest Performance Business
$299/yr
6.0/10
VS
United Club Business
$695/yr
5.5/10
Quick Answer
Southwest Performance Business charges $299/yr with 1X base rewards. United Club Business charges $695/yr with 1X base rewards. Southwest Performance Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Southwest Performance Business
Lower annual fee ($299 vs $695)
Rewards Earning
Southwest Performance Business
6 earning categories
Benefits & Protection
Southwest Performance Business
0 benefits vs 0
Statement Credits
Southwest Performance Business
$720 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Southwest Performance Business wins for most people
The $396 fee difference is hard to justify unless you maximize premium benefits.
Apply for Southwest Performance BusinessPREMIUM PICK
United Club Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United Club BusinessRewards Earning: Detailed Comparison
Southwest Performance Business
| Southwest purchases | 4.0X |
| Hotel & car rental partners | 3.0X |
| Rideshare | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |
United Club Business
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |
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