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Southwest Performance Business vs Wyndham Rewards Earner

Southwest Performance Business

Southwest Performance Business

$299/yr
6.0/10
VS
Wyndham Rewards Earner

Wyndham Rewards Earner

$0/yr
7.0/10
Quick Answer

Southwest Performance Business charges $299/yr with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Wyndham Rewards Earner offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

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Category
Southwest Performance Business
Wyndham Rewards Earner
Annual Fee
$299
$0 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Wyndham Rewards Earner
Lower annual fee ($299 vs $0)

Rewards Earning

Southwest Performance Business
6 earning categories

Benefits & Protection

Southwest Performance Business
0 benefits vs 0

Statement Credits

Southwest Performance Business
$720 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Wyndham Rewards Earner wins for most people

The $299 fee difference is hard to justify unless you maximize premium benefits.

Apply for Wyndham Rewards Earner
PREMIUM PICK

Southwest Performance Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Southwest Performance Business

Rewards Earning: Detailed Comparison

Southwest Performance Business

Southwest purchases4.0X
Hotel & car rental partners3.0X
Rideshare2.0X
Streaming services2.0X
Internet, cable, phone2.0X
Everything else1.0X

Wyndham Rewards Earner

Wyndham hotel & resorts5.0X
Gas stations & restaurants2.0X
Everything else1.0X
Read Southwest Performance Business Review →Read Wyndham Rewards Earner Review →
Best ForBest No Annual Fee Cards·Best Travel Cards·Best for Restaurants·Best for Groceries

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