Southwest Performance Business vs Xbox
Southwest Performance Business
$299/yr
6.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Southwest Performance Business charges $299/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Xbox
Lower annual fee ($299 vs $0)
Rewards Earning
Southwest Performance Business
6 earning categories
Benefits & Protection
Southwest Performance Business
0 benefits vs 0
Statement Credits
Southwest Performance Business
$720 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Xbox wins for most people
The $299 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
Southwest Performance Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest Performance BusinessRewards Earning: Detailed Comparison
Southwest Performance Business
| Southwest purchases | 4.0X |
| Hotel & car rental partners | 3.0X |
| Rideshare | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |
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