Southwest Plus vs Wyndham Rewards Earner Business
Southwest Plus
$99/yr
6.0/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Southwest Plus charges $99/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Wyndham Rewards Earner Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Business
Lower annual fee ($99 vs $95)
Rewards Earning
Southwest Plus
6 earning categories
Benefits & Protection
Southwest Plus
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner Business wins for most people
The $4 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner BusinessPREMIUM PICK
Southwest Plus wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest PlusRewards Earning: Detailed Comparison
Southwest Plus
| Southwest purchases | 2.0X |
| Hotel & car rental partners | 2.0X |
| Local transit & commuting | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |