Southwest Premier Business vs Xbox
Southwest Premier Business
$149/yr
6.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Southwest Premier Business charges $149/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Xbox
Lower annual fee ($149 vs $0)
Rewards Earning
Southwest Premier Business
4 earning categories
Benefits & Protection
Southwest Premier Business
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Xbox wins for most people
The $149 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
Southwest Premier Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest Premier BusinessRewards Earning: Detailed Comparison
Southwest Premier Business
| Southwest purchases | 3.0X |
| Hotel & car rental partners | 2.0X |
| Rideshare | 2.0X |
| Everything else | 1.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |