Spark 1.5% Cash Select vs Xbox

Spark 1.5% Cash Select
$0/yr
7.0/10
VS

Xbox
$0/yr
7.0/10
Quick Answer
Spark 1.5% Cash Select charges no annual fee with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Spark 1.5% Cash Select offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Spark 1.5% Cash Select →
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Winner by Category
Annual Fees
Spark 1.5% Cash Select
Lower annual fee ($0 vs $0)
Rewards Earning
Xbox
3 earning categories
Benefits & Protection
Spark 1.5% Cash Select
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Spark 1.5% Cash Select edges ahead
Better rewards and benefits at the same fee level.
Apply for Spark 1.5% Cash SelectPREMIUM PICK
Xbox is a strong alternative
Competitive features make it worth considering.
Apply for XboxRewards Earning: Detailed Comparison
Spark 1.5% Cash Select
| Everything | 1.5X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |