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Spark 1.5% Miles Select vs Wyndham Rewards Earner Business

Spark 1.5% Miles Select

Spark 1.5% Miles Select

$0/yr
7.0/10
VS
Wyndham Rewards Earner Business

Wyndham Rewards Earner Business

$95/yr
6.5/10
Quick Answer

Spark 1.5% Miles Select charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Spark 1.5% Miles Select offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Spark 1.5% Miles Select →
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Category
Spark 1.5% Miles Select
Wyndham Rewards Earner Business
Annual Fee
$0 ✓
$95
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Spark 1.5% Miles Select
Lower annual fee ($0 vs $95)

Rewards Earning

Wyndham Rewards Earner Business
3 earning categories

Benefits & Protection

Spark 1.5% Miles Select
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Spark 1.5% Miles Select wins for most people

The $95 fee difference is hard to justify unless you maximize premium benefits.

Apply for Spark 1.5% Miles Select
PREMIUM PICK

Wyndham Rewards Earner Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Wyndham Rewards Earner Business

Rewards Earning: Detailed Comparison

Spark 1.5% Miles Select

Everything1.5X

Wyndham Rewards Earner Business

Wyndham hotel & resorts8.0X
Gas stations & restaurants5.0X
Everything else1.0X
Read Spark 1.5% Miles Select Review →Read Wyndham Rewards Earner Business Review →