Spark 1.5% Miles Select vs Wyndham Rewards Earner Business

Spark 1.5% Miles Select
$0/yr
7.0/10
VS

Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Spark 1.5% Miles Select charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Spark 1.5% Miles Select offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Spark 1.5% Miles Select
Lower annual fee ($0 vs $95)
Rewards Earning
Wyndham Rewards Earner Business
3 earning categories
Benefits & Protection
Spark 1.5% Miles Select
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Spark 1.5% Miles Select wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for Spark 1.5% Miles SelectPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
Spark 1.5% Miles Select
| Everything | 1.5X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |