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United Explorer vs Wyndham Rewards Earner Plus

United Explorer

United Explorer

$150/yr
6.0/10
VS
Wyndham Rewards Earner Plus

Wyndham Rewards Earner Plus

$75/yr
6.5/10
Quick Answer

United Explorer charges $150/yr with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Wyndham Rewards Earner Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for United Explorer →
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Apply for Wyndham Rewards Earner Plus →
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Category
United Explorer
Wyndham Rewards Earner Plus
Annual Fee
$150
$75 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Wyndham Rewards Earner Plus
Lower annual fee ($150 vs $75)

Rewards Earning

United Explorer
4 earning categories

Benefits & Protection

United Explorer
0 benefits vs 0

Statement Credits

United Explorer
$100 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Wyndham Rewards Earner Plus wins for most people

The $75 fee difference is hard to justify unless you maximize premium benefits.

Apply for Wyndham Rewards Earner Plus
PREMIUM PICK

United Explorer wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for United Explorer

Rewards Earning: Detailed Comparison

United Explorer

United Airlines purchases2.0X
Dining2.0X
Hotel stays2.0X
Everything else1.0X

Wyndham Rewards Earner Plus

Wyndham hotel & resorts6.0X
Gas stations & restaurants4.0X
Everything else1.0X
Read United Explorer Review →Read Wyndham Rewards Earner Plus Review →