Unlimited Cash Rewards vs Wyndham Rewards Earner Business
Unlimited Cash Rewards
$0/yr
7.0/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Unlimited Cash Rewards charges no annual fee with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Unlimited Cash Rewards offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Unlimited Cash Rewards
Lower annual fee ($0 vs $95)
Rewards Earning
Wyndham Rewards Earner Business
3 earning categories
Benefits & Protection
Unlimited Cash Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Unlimited Cash Rewards wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for Unlimited Cash RewardsPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
Unlimited Cash Rewards
| Everything | 1.5X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |