Unlimited Cash Rewards vs Wyndham Rewards Earner Plus
Unlimited Cash Rewards
$0/yr
7.0/10
VS
Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Unlimited Cash Rewards charges no annual fee with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Unlimited Cash Rewards offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Unlimited Cash Rewards
Lower annual fee ($0 vs $75)
Rewards Earning
Wyndham Rewards Earner Plus
3 earning categories
Benefits & Protection
Unlimited Cash Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Unlimited Cash Rewards wins for most people
The $75 fee difference is hard to justify unless you maximize premium benefits.
Apply for Unlimited Cash RewardsPREMIUM PICK
Wyndham Rewards Earner Plus wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner PlusRewards Earning: Detailed Comparison
Unlimited Cash Rewards
| Everything | 1.5X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |