Unlimited Cash Rewards vs Xbox

Unlimited Cash Rewards
$0/yr
7.0/10
VS

Xbox
$0/yr
7.0/10
Quick Answer
Unlimited Cash Rewards charges no annual fee with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Unlimited Cash Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Unlimited Cash Rewards
Lower annual fee ($0 vs $0)
Rewards Earning
Xbox
3 earning categories
Benefits & Protection
Unlimited Cash Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Unlimited Cash Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for Unlimited Cash RewardsPREMIUM PICK
Xbox is a strong alternative
Competitive features make it worth considering.
Apply for XboxRewards Earning: Detailed Comparison
Unlimited Cash Rewards
| Everything | 1.5X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |