Venture Rewards vs Wyndham Rewards Earner
Venture Rewards
$95/yr
8.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Venture Rewards charges $95/yr with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Wyndham Rewards Earner offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner
Lower annual fee ($95 vs $0)
Rewards Earning
Wyndham Rewards Earner
3 earning categories
Benefits & Protection
Venture Rewards
6 benefits vs 0
Statement Credits
Venture Rewards
$470 in annual credits
Flexibility
Venture Rewards
Transferable points to airline/hotel partners
OUR PICK
Wyndham Rewards Earner wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards EarnerPREMIUM PICK
Venture Rewards wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Venture RewardsRewards Earning: Detailed Comparison
Venture Rewards
| Hotels via Capital One Travel | 5.0X |
| Everything else | 2.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Venture Rewards (6 benefits)
- Trip Cancellation/Interruption (up to $2,000)
- Trip Delay Reimbursement (up to $500)
- Baggage Delay Insurance (up to $100)
- Auto Rental Collision Coverage
- Purchase Protection (up to $500)
- Extended Warranty
Wyndham Rewards Earner (0 benefits)
No benefits data available