Venture Rewards vs Xbox
Venture Rewards
$95/yr
8.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Venture Rewards charges $95/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Venture Rewards →
PointsPick may earn a commission. Disclosure
Apply for Xbox →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Xbox
Lower annual fee ($95 vs $0)
Rewards Earning
Xbox
3 earning categories
Benefits & Protection
Venture Rewards
6 benefits vs 0
Statement Credits
Venture Rewards
$470 in annual credits
Flexibility
Venture Rewards
Transferable points to airline/hotel partners
OUR PICK
Xbox wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
Venture Rewards wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Venture RewardsRewards Earning: Detailed Comparison
Venture Rewards
| Hotels via Capital One Travel | 5.0X |
| Everything else | 2.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Venture Rewards (6 benefits)
- Trip Cancellation/Interruption (up to $2,000)
- Trip Delay Reimbursement (up to $500)
- Baggage Delay Insurance (up to $100)
- Auto Rental Collision Coverage
- Purchase Protection (up to $500)
- Extended Warranty
Xbox (0 benefits)
No benefits data available