Venture X vs Xbox

Venture X
$395/yr
7.5/10
VS

Xbox
$0/yr
7.0/10
Quick Answer
Venture X charges $395/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Venture X →
PointsPick may earn a commission. Disclosure
Apply for Xbox →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Xbox
Lower annual fee ($395 vs $0)
Rewards Earning
Venture X
4 earning categories
Benefits & Protection
Venture X
7 benefits vs 0
Statement Credits
Venture X
$325 in annual credits
Flexibility
Venture X
Transferable points to airline/hotel partners
OUR PICK
Xbox wins for most people
The $395 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
Venture X wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Venture XRewards Earning: Detailed Comparison
Venture X
| Hotels and rental cars via Capital One Travel | 10.0X |
| Flights and vacation rentals via Capital One Travel | 5.0X |
| Capital One Entertainment | 5.0X |
| Everything else | 2.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Venture X (7 benefits)
- Trip Cancellation/Interruption (up to $2,000)
- Trip Delay Reimbursement (up to $500)
- Auto Rental Collision Coverage
- Purchase Protection (up to $500)
- Extended Warranty
- Capital One Lounge + Plaza Premium
- Global Entry/TSA PreCheck Credit (up to $100)
Xbox (0 benefits)
No benefits data available