Virgin Red Rewards vs Wyndham Rewards Earner Business
Virgin Red Rewards
$99/yr
6.0/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Virgin Red Rewards charges $99/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Wyndham Rewards Earner Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Business
Lower annual fee ($99 vs $95)
Rewards Earning
Virgin Red Rewards
3 earning categories
Benefits & Protection
Virgin Red Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner Business wins for most people
The $4 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner BusinessPREMIUM PICK
Virgin Red Rewards wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Virgin Red RewardsRewards Earning: Detailed Comparison
Virgin Red Rewards
| Virgin Atlantic & Virgin Red partners | 3.0X |
| Dining & travel | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |