Virgin Red Rewards vs Wyndham Rewards Earner Plus

Virgin Red Rewards
$99/yr
6.0/10
VS

Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Virgin Red Rewards charges $99/yr with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Wyndham Rewards Earner Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Plus
Lower annual fee ($99 vs $75)
Rewards Earning
Virgin Red Rewards
3 earning categories
Benefits & Protection
Virgin Red Rewards
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner Plus wins for most people
The $24 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner PlusPREMIUM PICK
Virgin Red Rewards wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Virgin Red RewardsRewards Earning: Detailed Comparison
Virgin Red Rewards
| Virgin Atlantic & Virgin Red partners | 3.0X |
| Dining & travel | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |