AAA Daily Advantage vs Smartly
AAA Daily Advantage
$0/yr
7.0/10
VS
Smartly
$0/yr
7.0/10
Quick Answer
AAA Daily Advantage charges no annual fee with 1X base rewards. Smartly charges no annual fee with 1X base rewards. AAA Daily Advantage offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Daily Advantage
Lower annual fee ($0 vs $0)
Rewards Earning
AAA Daily Advantage
4 earning categories
Benefits & Protection
AAA Daily Advantage
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Daily Advantage edges ahead
Better rewards and benefits at the same fee level.
Apply for AAA Daily AdvantagePREMIUM PICK
Smartly is a strong alternative
Competitive features make it worth considering.
Apply for SmartlyRewards Earning: Detailed Comparison
AAA Daily Advantage
| Grocery stores | 5.0X |
| Gas stations & EV charging | 3.0X |
| Wholesale clubs | 3.0X |
| Everything else | 1.0X |
Smartly
| Everything (with US Bank Smart Rewards account) | 3.0X |
| Everything (without qualifying account) | 2.0X |