Smartly vs Wyndham Rewards Earner
Smartly
$0/yr
7.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Smartly charges no annual fee with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Smartly offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Smartly →
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Winner by Category
Annual Fees
Smartly
Lower annual fee ($0 vs $0)
Rewards Earning
Wyndham Rewards Earner
3 earning categories
Benefits & Protection
Smartly
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
PREMIUM PICK
Wyndham Rewards Earner is a strong alternative
Competitive features make it worth considering.
Apply for Wyndham Rewards EarnerRewards Earning: Detailed Comparison
Smartly
| Everything (with US Bank Smart Rewards account) | 3.0X |
| Everything (without qualifying account) | 2.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |