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AAA Daily Advantage vs Southwest Premier

AAA Daily Advantage

AAA Daily Advantage

$0/yr
7.0/10
VS
Southwest Premier

Southwest Premier

$149/yr
6.0/10
Quick Answer

AAA Daily Advantage charges no annual fee with 1X base rewards. Southwest Premier charges $149/yr with 1X base rewards. AAA Daily Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for AAA Daily Advantage →
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Apply for Southwest Premier →
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Category
AAA Daily Advantage
Southwest Premier
Annual Fee
$0 ✓
$149
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

AAA Daily Advantage
Lower annual fee ($0 vs $149)

Rewards Earning

Southwest Premier
6 earning categories

Benefits & Protection

AAA Daily Advantage
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

AAA Daily Advantage wins for most people

The $149 fee difference is hard to justify unless you maximize premium benefits.

Apply for AAA Daily Advantage
PREMIUM PICK

Southwest Premier wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Southwest Premier

Rewards Earning: Detailed Comparison

AAA Daily Advantage

Grocery stores5.0X
Gas stations & EV charging3.0X
Wholesale clubs3.0X
Everything else1.0X

Southwest Premier

Southwest purchases3.0X
Hotel & car rental partners2.0X
Local transit & commuting2.0X
Streaming services2.0X
Internet, cable, phone2.0X
Everything else1.0X
Read AAA Daily Advantage Review →Read Southwest Premier Review →