Which card is better: Southwest Premier or Xbox?

The best card depends on your spending habits and goals. See our detailed comparison above for rewards rates, annual fees, and benefits side-by-side.

Which card has lower fees: Southwest Premier or Xbox?

Southwest Premier has a $149/yr annual fee and Xbox has a $0/yr annual fee.

Which card has a better signup bonus: Southwest Premier or Xbox?

Southwest Premier offers not currently disclosed and Xbox offers not currently disclosed. Check current offers on each issuer's website for latest terms.

Is the Southwest Premier or Xbox better for travel?

See the rewards and benefits comparison sections above for travel earning rates, lounge access, and travel protections for each card.

Southwest Premier vs Xbox

Southwest Premier

$149/yr

6.0/10

Xbox

$0/yr

7.0/10

Quick Answer

Southwest Premier charges $149/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

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Winner by Category

Annual Fees

Xbox

Lower annual fee ($149 vs $0)

Rewards Earning

Southwest Premier

6 earning categories

Benefits & Protection

Southwest Premier

0 benefits vs 0

Flexibility

Tie

Both cards have similar redemption flexibility

OUR PICK

Xbox wins for most people

The $149 fee difference is hard to justify unless you maximize premium benefits.

Apply for Xbox

PREMIUM PICK

Southwest Premier wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Southwest Premier

Rewards Earning: Detailed Comparison

Southwest Premier

Southwest purchases	3.0X
Hotel & car rental partners	2.0X
Local transit & commuting	2.0X
Streaming services	2.0X
Internet, cable, phone	2.0X
Everything else	1.0X